Leadership VFO

Finance Director-level strategy, on demand

Budgeting, forecasting, and strategic finance guidance, without the cost of a full-time hire.

Most businesses sit in an awkward middle ground

They need expert financial guidance but not full-time, they want better systems but are not sure where to start, and they cannot yet justify the cost of a full in-house finance director.

Leadership VFO closes that gap. You get everything included in Insight VFO, plus budgeting and longer-term financial planning, cashflow forecasting and scenario modelling, and ongoing Finance Director-level challenge and support built into how your business runs.

This is strategic financial direction for ambitious businesses planning genuine growth, not just another layer of reporting. Rather than waiting for problems to surface in the accounts months later, you get someone who sits above the day-to-day numbers and helps you make the bigger calls early, on investment, on hiring, on timing. Fractional, embedded, and genuinely invested in where your business is heading next.

Leadership VFO includes everything in Insight VFO, plus the strategic layer that growing businesses eventually need but rarely budget for early enough.


Budgeting and longer-term financial planning give you a roadmap rather than a rear-view mirror. Cashflow forecasting and scenario modelling let you stress-test decisions before committing to them, whether that is a new hire, a major purchase, or expansion into a new market. Financial projections and what-if analysis turn uncertainty into options you can actually compare. KPI dashboards track performance and progress on an ongoing basis, so nothing important gets missed between formal reviews. 


Strategic input on growth, investment, and resourcing means you have a genuine senior finance voice in the room when bigger decisions come up, not just someone confirming the numbers after the fact. For businesses with the scale to justify it, monthly in-person meetings are available depending on location. This tier suits businesses around the 15 to 25 employee mark, where decisions have started affecting multiple departments and the cost of getting them wrong has grown alongside the business itself.

Ready for genuine Finance Director-level support?

Book a free conversation to see if Leadership VFO is the right fit.

"Their proactive approach to anticipating, planning and advising has been invaluable. I know I can rely on Sapphire Finance not just to manage the numbers, but to help me make better-informed decisions for the future."

Pauline Cox, Sow & Arrow

Other service levels

We have three tiers of support